Banking and Financial Institutions MCQs
Practice free Banking and Financial Institutions multiple-choice questions with instant answer feedback and step-by-step solutions. Click an option to check yourself, reveal the full explanation, and work through all 1276 questions — no login required.
Question 1244medium
Consider the following statements.
1. To curtail the commercial banks from over liquidating.
2. To increase or decrease the flow of bank credit.
1. To curtail the commercial banks from over liquidating.
2. To increase or decrease the flow of bank credit.
Question 1245hard
Match List-I with List-II and select the correct answer:
| List-I | List-II |
| a. Commercial Bank | 1. Monopoly of note issue |
| b. Industrial Bank | 2. Short-term loan to customers |
| c. Central Bank | 3. Long term loan to farmers |
| d. Land Mortgage Bank | 4. Long-term loan to industries |
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Question 1246hard
Match the following.
| List-I | List-II |
| a. RBI | 1. To provide medium and long-term credit to industrial concerns |
| b. ICICI | 2. Banker's bank |
| c. IFCI | 3. To provide term finance to industry |
| d. IDBI | 4. Underwriting institution |
Question 1247hard
Which of the following are the instruments or money market?
1. Call money market
2. Commercial bill market
3. Industrial securities market
4. Short-term loans market
5. Treasury bill market
1. Call money market
2. Commercial bill market
3. Industrial securities market
4. Short-term loans market
5. Treasury bill market
Question 1248hard
Consider the following statements regarding Basel norms:
1. Basel norms are standards of capital adequacy for banks across the world.
2. At present, banks are adhering to Basel III norms.
3. Basel norms are mandatory for banks in India.
1. Basel norms are standards of capital adequacy for banks across the world.
2. At present, banks are adhering to Basel III norms.
3. Basel norms are mandatory for banks in India.
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Question 1249hard
Match the following items of List-I with the items of List-II.
| List-I | List-II |
| a. Pension scheme | 1. Health Care for family |
| b. Personal security | 2. Severance Pay |
| c. Financial assistance | 3. Provident Fund |
| d. Allowance | 4. Transport Allowance |
Question 1250hard
Which of the following factor(s) aid in financial inclusion?
1. That under National optical fibre network, government plans to connect all Gram Panchayats with internet connection.
2. That Mobile penetration is increasing on routine basis in rural areas.
3. That as per Census 2011, India's working age population (15-64 years) is more than 60%.
1. That under National optical fibre network, government plans to connect all Gram Panchayats with internet connection.
2. That Mobile penetration is increasing on routine basis in rural areas.
3. That as per Census 2011, India's working age population (15-64 years) is more than 60%.
Question 1251hard
Consider the following statements.
1. In case of standard assets, provision for NPA must be 25% for all types of standard assets.
2. In case of sub-standard assets, provision for NPA must be 10% for all types of standard assets.
3. In case of doubtful assets, 100% provision is required for unsecured and secured advances.
4. In case of loss assets, 10% of unsecured and 100% of secured advance must be kept as provision for NPAs.
Which of the statement(s) given above is/are correct?
1. In case of standard assets, provision for NPA must be 25% for all types of standard assets.
2. In case of sub-standard assets, provision for NPA must be 10% for all types of standard assets.
3. In case of doubtful assets, 100% provision is required for unsecured and secured advances.
4. In case of loss assets, 10% of unsecured and 100% of secured advance must be kept as provision for NPAs.
Which of the statement(s) given above is/are correct?