Banking and Financial Institutions MCQs
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Question 1198hard
Which of the following are probable benefits of securitization, in which assets are transformed into security?
1. For the owner of the asset, it improves the liquidity position as the future receivables are replaced by cash.
2. It improves the channelization of money in the economy.
1. For the owner of the asset, it improves the liquidity position as the future receivables are replaced by cash.
2. It improves the channelization of money in the economy.
Question 1199hard
Identify the quantitative credit control methods among the following:
1. Bank Rate
2. Credit Rationing
3. Open Market Operations
4. Variable Reserve Ratio
5. Selective Credit Control
6. Liquidity Ratio
1. Bank Rate
2. Credit Rationing
3. Open Market Operations
4. Variable Reserve Ratio
5. Selective Credit Control
6. Liquidity Ratio
Question 1200hard
Match the following.
| List-I | List-II |
| a. When one company purchases another one | 1. Conglomerate merger |
| b. Merger between two companies having no common business areas | 2. Consolidation merger |
| c. Merger between two companies that sell the same products in different markets | 3. Purchase merger |
| d. Two companies are bought and combined under new entity | 4. Market extension merger |
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Question 1201medium
Reserve Bank of India controls the activities of which of the following banks in India?
1. Commercial banks
2. Cooperative banks
3. Foreign banks
4. Rural banks
1. Commercial banks
2. Cooperative banks
3. Foreign banks
4. Rural banks
Question 1202hard
Why a retail investor is recommended to invest through a mutual fund in a stock exchange?
1. Mutual funds invest funds in a diversified portfolio of securities, thus reducing the risk of the investor.
2. Mutual funds are managed by financial experts.
3. Mutual funds promise high returns to the investors of the fund.
1. Mutual funds invest funds in a diversified portfolio of securities, thus reducing the risk of the investor.
2. Mutual funds are managed by financial experts.
3. Mutual funds promise high returns to the investors of the fund.
Question 1203hard
Match the following.
| List-I | List-II |
| a. CRR | 1. Maximum expected rate |
| b. Fiscal policy | 2. Government of India |
| c. Monetary policy | 3. RBI |
| d. RRR | 4. Rate of interest |
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Question 1204hard
Match the following.
| List-I | List-II |
| a. Urjit Patel Committee | 1. Restructuring of IDBI |
| b. Athreya Committee | 2. To Examine the Current Monetary Framework |
| c. Amitabh Chaudhry Committee | 3. Committee on Comprehensive Financial Services for Small Businesses and Low-Income Households |
| d. Nachiket Mor Committee | 4. To analyze the existing framework of IRDA-Linked and Non-Linked Insurance Product Regulations |
Question 1205hard
Arrange the events in the ascending order of their occurrence.
1. Allowing convertibility of rupee at the market rate in the current account.
2. Nationalisation of general insurance business.
3. Establishment of IDBI.
4. Nationalisation of life insurance business.
5. Capital adequacy norms for commercial banks.
1. Allowing convertibility of rupee at the market rate in the current account.
2. Nationalisation of general insurance business.
3. Establishment of IDBI.
4. Nationalisation of life insurance business.
5. Capital adequacy norms for commercial banks.