Banking and Financial Institutions MCQs
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Question 1162hard
What is the difference between primary and secondary markets?
1. Primary markets help in capital formation, while secondary capital provides liquidity to the investor
2. Initial public offerings are undertaken in both primary and secondary markets
3. Stock exchanges are an example of secondary markets
1. Primary markets help in capital formation, while secondary capital provides liquidity to the investor
2. Initial public offerings are undertaken in both primary and secondary markets
3. Stock exchanges are an example of secondary markets
Question 1163hard
With reference to Financial inclusion, which of the following statements is correct?
(1) It focuses on providing financial solutions to the economically underpriviledged class.
(2) It is a method of offering banking services to individual.
Select the correct answer:
(1) It focuses on providing financial solutions to the economically underpriviledged class.
(2) It is a method of offering banking services to individual.
Select the correct answer:
Question 1164medium
The profitability of public sector banks is low due to
1. Over-cautions approach to lending
2. Reserve Bank policies
3. High overhead costs
4. Social sector lending
1. Over-cautions approach to lending
2. Reserve Bank policies
3. High overhead costs
4. Social sector lending
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Question 1165hard
Which of the following statement/s is/are correct according to NPS?
1. The age limit to invest in this scheme until 60 years.
2. There is no upper limit.
3. The money will be invested in debt and equity funds based on preference.
4. The returns depend on the performance of the funds.
5. When we retire, we can withdraw 60% of the savings.
1. The age limit to invest in this scheme until 60 years.
2. There is no upper limit.
3. The money will be invested in debt and equity funds based on preference.
4. The returns depend on the performance of the funds.
5. When we retire, we can withdraw 60% of the savings.
Question 1166hard
Arrange the following institutions in chronology order.
1. SEBI (Securities Exchange Board of India), 1988
2. Board for Industrial and Financial Reconstruction (BIFR)
3. EXIM Bank
4. National Stock Exchange
1. SEBI (Securities Exchange Board of India), 1988
2. Board for Industrial and Financial Reconstruction (BIFR)
3. EXIM Bank
4. National Stock Exchange
Question 1167hard
Credit creation capacity of a bank depends on the cash reserve ratio and statutory liquidity ratio.
If the initial deposit (O) is Rs. 1,000 and the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) is 5% and 20%, then the credit creation capacity will be as follows
If the initial deposit (O) is Rs. 1,000 and the Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio (SLR) is 5% and 20%, then the credit creation capacity will be as follows
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Question 1168hard
Consider the following statements and identify the true ones.
1. Treasury bills can be issued by all the states.
2. They are not used for Open Market Operations.
1. Treasury bills can be issued by all the states.
2. They are not used for Open Market Operations.
Question 1169hard
Assertion (A) The Reserve Bank of India is entrusted with the management of the public debt and issue of new loans and treasury bills on behalf of the Central and State Governments.
Reason (R) The Governor and the Deputy Governors of Reserve Bank of India are appointed by the Central Government.
Reason (R) The Governor and the Deputy Governors of Reserve Bank of India are appointed by the Central Government.
Question 1170hard
Consider the following statements about India INX:
1. India INX is India's first international exchange.
2. It will work for 22 hours in a day, working from sunrise to sunset, i.e., starting when Japan exchanges begin and close when the US markets end.
3. India lNX is a wholly owned subsidiary of the Bombay Stock Exchange (NSE).
Which of the statements given above is/are correct?
1. India INX is India's first international exchange.
2. It will work for 22 hours in a day, working from sunrise to sunset, i.e., starting when Japan exchanges begin and close when the US markets end.
3. India lNX is a wholly owned subsidiary of the Bombay Stock Exchange (NSE).
Which of the statements given above is/are correct?