Banking and Financial Institutions MCQs
Practice free Banking and Financial Institutions multiple-choice questions with instant answer feedback and step-by-step solutions. Click an option to check yourself, reveal the full explanation, and work through all 1276 questions — no login required.
Question 1072hard
On which of the following instruments is the rate of return calculated on a 'discount basis'?
1. Certificates of deposit
2. Interbank deposits
3. Commercial paper
4. Repurchase agreements
5. Commercial bills
1. Certificates of deposit
2. Interbank deposits
3. Commercial paper
4. Repurchase agreements
5. Commercial bills
Question 1073hard
With reference to non-banking financial companies (NBFCs) in India, which of the following statement/s is/are correct?
1. They can offer any rate of interest subject to their financial capacity.
2. They cannot accept deposits repayable on demand.
1. They can offer any rate of interest subject to their financial capacity.
2. They cannot accept deposits repayable on demand.
Question 1074hard
With reference to foreign exchange rate theory, which of the following statement is/are correct?
(1) Mint Parity theory is applicable in inconvertible paper currency standard.
(2) Balance of Payment theory was propounded by Prof. Gustav Cassel.
Select the correct answer
(1) Mint Parity theory is applicable in inconvertible paper currency standard.
(2) Balance of Payment theory was propounded by Prof. Gustav Cassel.
Select the correct answer
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Question 1075hard
Match List-I with List-II choose the answer:
| List-I (Committee) | List-II (Purpose) |
| a. Dutt Committee | 1. Industrial Licensing |
| b. Chelliah Committee | 2. Tax Reforms |
| c. Rangrajan Committee | 3. Public sector Undertaking Disinvestment |
| d. Chore Committee | 4. Cash Credit system |
Question 1076hard
Which of the following differences between a share and a debenture?
1. While share capital is the credit into the company, debenture is an ownership capital
2. While dividend is paid on shares, interest is paid on debentures
1. While share capital is the credit into the company, debenture is an ownership capital
2. While dividend is paid on shares, interest is paid on debentures
Question 1077easy
From which date have all Banks started sharing their ATM free of cost for transactions?
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Question 1078hard
Match the following.
| List-I | List-II |
| a. Performing assets | 1. Investments |
| b. Loss assets | 2. Standard assets |
| c. Cash balance | 3. Non-performing assets |
| d. Government securities | 4. Liquid assets |
Question 1079easy
Which of the following statement/s is/are true about Reserve Bank of India?
Question 1080easy
Arrange the following banks in order, in which they were established.
1. IDBI
2. IFCI
3. SIDBI
4. IIBI
1. IDBI
2. IFCI
3. SIDBI
4. IIBI